Medicare Part D

Protect Your Future

Many of our healthcare questions have gone unanswered. The future of healthcare seems to be balancing on the decisions and opinions of many. Take control of your own future by enrolling in prescription drug coverage plan that covers your medications. As costs continue to rise and medication regimes alter, having the right coverage can be essential to managing monthly costs.

While with most plans you will have to pay a monthly premium and co-pays for most drugs, you can still save significant money. All Part D plans currently have "doughnut-hole" coverage where the client is responsible for most, if not all, costs of their drugs until they reach a certain threshold. After that threshold is reached the plan will pay nearly all the prescription costs. With the new national healthcare legislation, this coverage gap or "doughnut-hole" will be phased out completely. If you are interested in, or think that you may later be interested in a Part D prescription drug coverage plan, it is essential that you enroll when you are first eligible, because there is a monthly penalty for delaying your enrollment.

Know Your Options

Once you are a Part D beneficiary you will receive a prescription drug card as well as a list of accepting pharmacies in your area. There are many choices when it comes to Part D coverage plans and not every plan covers specific medications; to ensure that your daily prescriptions are covered, talk with a licensed agent who can help you find a plan based on your needs. Call today!